There are many resources online to help you sort through the process of buying a home. Here are some that we have found to help you navigate common areas of homeownership and the home buying process.

Credit

• American Bankers Association
• National Foundation for Consumer Credit
• NeighborWorks America
• Equifax
• Experian
• Trans Union
• Federal Trade Commission
• FICO Scores
• The Consumer Handbook to Credit Protection Laws
• Consumer Information from the Federal Trade Commission

Mortgages

• Tennessee Department of Financial Institutions
• Fannie Mae
• Freddie Mac
• FHA Loans – Housing and Urban Development
• Veterans Administration
• USDA/Rural Development
• Tennessee Housing Development Agency
• City of Memphis Office of Housing and Community Development
• Shelby County Department of Housing

Predatory Lending

• Tennessee State License Search
• Memphis Area Legal Services
• West Tennessee Legal Services
• Mid-South Better Business Bureau
• U.S. Department of Housing and Urban Development
• Office of Fair Housing and Equal Opportunity
• Predatory Lending
• Predatory Lending: Tennessee
• Don't Be a Victim of Loan Fraud
• Filing a Complaint

Bankruptcy & Foreclosure

• Avoiding Foreclosure
• Tips for Avoiding Foreclosure
• Know Your Options
• Foreclosure – USA.gov
• Protecting Your Home from Foreclosure
• Talk to a Housing Counselor
• Ways to Avoid Bankruptcy
• How to Avoid Filing for Bankruptcy

Refinancing & Second Mortgages

• Refinance Overview
• When to Refinance Your Mortgage
• Understanding Refinance Options
• A Consumer's Guide to Mortgage Refinancings
• Should You Get a Second Mortgage?
• Second Mortgages: Advantages and Disadvantages

Hazard & Safety

• Memphis Police Department
• National Burglar and Fire Alarm Association
• West Tennessee Home Builders Association
• City of Memphis Fire Services
• U.S. Fire Administration
• Fire Escape
• Smoke Alarms
• Carbon Monoxide
• Children's Outreach
• Older Adults' Outreach
• Home Hazards

Home Repair & DIY

• National Association of Home Builders
• Tennessee Board of Contractors & Home Improvement
• United Housing, Inc.
• Home Improvement
• Do It Yourself Home Repairs
• Home Tips
• Home Depot
• Lowe's

Fair Housing

• Office of Fair Housing and Equal Opportunity
• Filing a Complaint
• Fair Housing Rights and Obligations
• Fair Housing Programs and Initiatives
• Fair Housing and Evictions
• Fair Housing Resources
• Memphis Fair Housing Center
• Develop 901
• Tennessee Fair Housing Council

Homebuyer Resources