The Memphis Area Association of REALTORS^®, with the City of Memphis, developed an education certification program for REALTORS^® to increase their knowledge of homeownership assistance programs for low- to moderate-income buyers. REALTORS^® who complete the certification program attended courses on the following topics:

• Getting Your Buyer Qualified and Affordable Financing
• Credit, Credit Scoring and Credit Problems
• City of Memphis Down Payment Assistance Programs
• First-Time Homeowners (THDA Program)
• Avoiding the Predators
• Affordable Properties (new developments, rehabilitated properties and foreclosures)
• Home Maintenance and Repair
• Foreclosure Prevention

After completing the coursework, REALTORS^® must sell five affordable homes, volunteer with a non-profit affordable housing provider and attend an update course every two years.