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  • Credit
    • What is Credit?
    • Why is it Important?
    • What if You Don't Have a Credit History?
    • What is a Credit Report?
    • What is a Credit Score?
    • What is the Fair Credit Reporting Act?
    • Bankruptcies & Judgments
    • Best Practices
    • Non-Profit Credit Counseling Organizations
  • Find a REALTOR®
  • Affordability
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  • Obtaining a Mortgage
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  • Once You've Moved In
  • Avoiding Bankruptcy & Foreclosure
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  • Glossary
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  • For REALTORS®

Who can access your credit report?

The Fair Credit Reporting Act allows certain people, besides you, to view your credit report.

  • Potential lenders
  • Landlords
  • Insurance companies
  • Employers & potential employers (usually only with your written consent)
  • Companies with which you have a credit account for account monitoring purposes
  • Entities considering your application for a government license or benefit (if the agency must consider your financial status)
  • A state or local child support enforcement agency
  • Any government agency (name, address, former addresses, current and former employers)
  • Someone to whom you have instructed the credit reporting agency to provide a credit report

 

 

 

 

 

 

 

 

 

 

COPYRIGHT© 2007 Memphis Area Association of REALTORS®

REALTOR® - A registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics.

For questions about content on MAAR.org, please e-mail communications@maar.org. For questions about Tempo, please call 818-2418 or 818-2422.

Memphis Area Association of REALTORS®
6393 Poplar Avenue
P.O. Box 171159
Memphis TN 38187-1159
 
Phone:
901-685-2100
Fax:
901-761-4003
Realtor Equal Housing Opportunity
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