Who can access your credit report?
The Fair Credit Reporting Act allows certain people, besides you, to view your credit report.
- Potential lenders
- Landlords
- Insurance companies
- Employers & potential employers (usually only with your written consent)
- Companies with which you have a credit account for account monitoring purposes
- Entities considering your application for a government license or benefit (if the agency must consider your financial status)
- A state or local child support enforcement agency
- Any government agency (name, address, former addresses, current and former employers)
- Someone to whom you have instructed the credit reporting agency to provide a credit report

